Swett & Crawford Offers Temporary Employee Workers’ Comp Coverage

September 21, 2009

As the trend toward utilization of leased and temporary employees has grown —an operational business model that helps employers to better manage their labor costs — there has been an increased demand for essential workers’ compensation coverage.

In response to this demand, Swett & Crawford has made available a new workers’ compensation coverage for leased employees and temporary workers.

The new coverage is available on both a single and multi-state basis in all states except Ohio, North Dakota, and Washington. The protection includes employers’ liability as well as free access to an online risk management program. USL&H is acceptable under the terms of the policy. The minimum premium is $75,000 with guaranteed cost, large deductible and retrospective rating plans available.

Submission requirements for the new program include:
• Commercial Insurance & Workers’ Compensation ACORD application
• Complete Supplemental questionnaire
• Five years’ currently valued loss runs where available
• The current experience rating worksheet
• Detailed explanation of all claims over $25,000
• Brochures or promotional information on the insured
• Information pertaining to existing safety programs.

Source: Swett & Crawford,

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