Insurer Analyzes Top 10 Driving Distractions Involved in Fatal Car Crashes

April 4, 2013

Of the more than 65,000 people in the U.S. killed in car crashes over the past two years, one in 10 were in crashes where at least one of the drivers was distracted, according to an analysis by Erie Insurance.

The Erie, Penn.-based insurer examined police report data in the Fatality Analysis Reporting System (FARS), a nationwide census of fatal motor vehicle traffic crashes maintained by the National Highway Traffic Safety Administration. Erie Insurance also consulted with the Insurance Institute for Highway Safety in its analysis.

“Distracted driving is any activity that takes your eyes off the road, your hands off the wheel, or your mind off your primary task of driving safely,” said Doug Smith, senior vice president of personal lines at Erie Insurance.

“We looked at what law enforcement officers across the country reported when they filled out reports on fatal crashes and the results were disturbing. We hope the data will encourage people to avoid these high-risk behaviors that needlessly increase their risk of being involved in a fatal crash.”

The analysis, which looked at data from 2010 and 2011, showed police listed the majority of drivers who were distracted as “generally distracted” or “lost in thought.” Police also listed several more specific types of distractions.

Below are the top 10 distractions involved in fatal car crashes:

Erie Insurance says that because FARS data on distraction is based largely on police officers’ judgment at the time of the crash — and also because some people may be reluctant to admit they were distracted when being interviewed by police after a fatal car crash — the numbers are difficult to verify and may, in fact, under-represent the seriousness and prevalence of driving distractions.

The insurer says that the data is meaningful, however, because unlike surveys in which consumers self-report the types of distracted behaviors they engage in, the FARS data is based on actual police reports on fatal crashes.

In addition to encouraging drivers to avoid the distractions above, Erie Insurance offers the following tips to avoid cell phone distraction:

• Let incoming cell phone calls go to voice mail.

• If someone calls you while they’re driving, ask them to call you back later and hang up.

• If you must talk or text, pull over.

• Lead by example; if you want your children to drive safely, show them how it’s done.

Topics Carriers Auto Personal Auto Law Enforcement

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