Markets/Coverages: Ryan’s Clach Casualty Targets Complex Construction, Habitational

Global specialty insurance firm Ryan Specialty announced the formation of Clach Casualty Underwriting Managers, a managing general underwriter (MGU) focused on providing casualty insurance for complex construction and habitational real estate risks.

Clach Casualty began operations in September 2025, and its business is exclusively distributed through U.S. wholesale brokers.

Clach Casualty is a part of Ryan Specialty Underwriting Managers (RSUM), the specialty underwriting division of Ryan Specialty.

The new MGU is offering primary and excess casualty coverages designed for high-risk industries. Its monoline offerings include a general liability program for New York contractors and owners; general liability-only wraps; and general liability for habitational real estate.

Among the real estate risks Clach Casualty is targeting are apartments, condos and co-ops, and townhomes. Its wraps program is aimed at serving firms in healthcare, technology, logistics and commercial/light infrastructure.

Clach Casualty is led by Adam Schnell, who has more than 30 years of experience in casualty insurance. Prior to this role, Schnell served as executive vice president of Specialty Casualty at RSUM. Schnell joined Ryan Specialty with the acquisition of the property/casualty MGUs owned by Ethos Specialty Insurance in 2024.

RSUM President Eric Quinn said Clach Casualty is “well-positioned to address a critical gap currently impacting brokers and their contractor and property owner clients in the general liability and excess insurance market.”

Schnell promised Clach Casualty will deliver “innovative solutions with industry leading service and creativity.”

Topics Casualty Construction