Louisiana Insurance Commissioner Jim Donelon has extended a previously issued emergency rule related to the historic flooding in multiple Louisiana counties in August.
Emergency Rule 30 extends through Feb. 9, 2017, a previous rule allowing greater protection and flexibility for insurance policyholders impacted by recent flooding.
The emergency rule gives flood-affected policyholders more time to pay insurance premiums. It concerns cancellations, terminations, non-renewals and non-reinstatements of insurance policies, and also gives insureds more time to comply with other policy provisions.
The emergency rule applies to residential, commercial residential, or commercial property insurance and is applicable to insureds from the following parishes: Acadia, Ascension, Avoyelles, East Baton Rouge, East Feliciana, Evangeline, Iberia, Iberville, Jefferson Davis, Lafayette, Livingston, Pointe Coupee, St. Helena, St. Landry, St. Martin, St. Tammany, Tangipahoa, Vermilion, Washington, and West Feliciana, and any other parishes that have been or may be declared a federal disaster area for this historic flood event.
The emergency rule does not apply to policyholders who live in areas outside of the parishes included in the federal disaster declaration.
Source: Louisiana Department of Insurance
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