A recent decision from the Oregon Supreme Court expands coverage for most Oregon homeowners policies to include pollution liability exposure.
The original decision in November 1999, in the case of Fleming v. USAA, ruled that a policyholder whose tenants were running an illegal methamphetamine lab on his property could collect for damages under the landlord’s homeowners policy. Damages to the property included smoke damage from the lab – “pollution” losses.
On March 4, the Oregon Supreme Court rejected challenges from the National Association of Independent Insurers (NAII) and the Oregon Department of Insurance. The court held that the statute applies to all policies that include fire coverage, including multi-peril policies.
Topics Homeowners
Was this article valuable?
Here are more articles you may enjoy.
Insurer Rolls Out Policy to Protect Data Centers Against Growing Backlash 
How One Hacker Used AI Agents, a Few Thousand Dollars to Break Into Websites 
Oaktree’s Deal to Buy A-Cap Insurer Crumbles, Spawning New Talks 
EU Cyber Agency Warns Websites May Go Dark as PHP Prepares Critical Fix 
