Green Shield Risk Solutions Launches Guardian Elite Home in California, Colorado

Green Shield Risk Solutions, a managing general agent, has announced the launch of its flagship homeowners program, Guardian Elite Home. The program was created exclusively for wildfire-prone regions of Colorado and California.

Designed for affluent clients, Guardian Elite Home provides broad, flexible protection that not only covers the basics, but also enhances peace of mind in wildfire-exposed areas, a press release said.

“Homeowners in California and Colorado are facing a crisis of availability and affordability when it comes to property insurance, and agents are facing an impossible situation — trying to protect clients whose properties carriers won’t touch,” said Pat Blandford, Founder & CEO of Green Shield Risk Solutions. “Guardian Elite Home was created to fill that desperate need. Our mission is to make the world more insurable, starting with solutions that give agents the power to step in where others have walked away.”

With Guardian Elite Home, appointed retail agents gain access to an exclusive, non-admitted solution backed by Lloyd’s of London A+ paper. The program uses Property Guardian, Green Shield’s proprietary wildfire analytics, and the company’s deep underwriting expertise, to deliver coverage for affluent homes, even in areas considered “uninsurable” by traditional carriers.

Program highlights include:

• Comprehensive dwelling coverage with replacement cost options for affluent homes
• Protection for other structures, personal property, and additional living expenses
• Primary liability protection tailored for affluent households
• Wildfire-focused enhancements such as debris removal, landscaping restoration, and proactive mitigation support
• Coverage flexibility for primary, secondary, and vacation residences — even in areas deemed “uninsurable” by traditional markets

Topics California