National Contractors Insurance Company, Inc., a Risk Retention Group (“NCIC”) specializes in general liability insurance for licensed residential and commercial general and artisan contractors. NCIC writes the difficult Classes: Roofers, Foundations, Excavators, Fire Sprinklers, Paper GC’s, Custom Home Builders & Developers, New Ventures and most Artisan classes.
ADVANTAGES OF NCIC
- Rate a risk in 60 seconds Online with our Quick-Quote Rater
- Highly Competitive Pricing
- Easy & friendly service
- Low Minimum Premiums
STATES SERVED:
AR, AZ, CA, CO, ID, IL, KY, MT, NJ, NM, NV, NY, OR, SC & UT
- General Contractors & Roofers – Minimum Premium $3,000^
- Artisans – Minimum Premium $1,500^
^ Except in NY
FL & TX:
- General Contractors & Artisans – Minimum Premium $1,500
- Roofers – Minimum Premium $3,000
ADDITIONAL STATES COMING SOON:
Georgia, North Carolina, Pennsylvania, Tennessee, Washington & Wyoming
NCIC PROGRAM DETAILS:
- Policy: Occurrence – Manuscript Form, Optional – 2 Year Sunset available in all states except Florida
Carrier: National Contractors Insurance Company, Inc., a Risk Retention Group
Reinsurance: AM Best Rated (A-) X, 95:5 quota share, in excess of $10,000
States: AR, AZ, CA, CO, FL, ID, IL, KY, MT, NJ, NM, NV, NY, OR, SC, TX & UT
Limits of Liability: $500K/$1M, $1M/$1M, $1M/$2M
S.I.R.: $1,000, $2500, $5,000, $7,500, $10,000
Basis: Gross Receipts
New Ventures: Welcome (Resume of Experience Required)
Policy Term: One (1) year only
Premium Financing: Available at 25% down + 100% applicable fees due at binding, or use you own finance company
Endorsements: Blanket Additional Insured – Issued with each policy
A. I. Primary Wording – $200/Each
Waver of Subrogation – $300/Each
Torch-down Sublimit: $25,000 Standard, Buy up to $50,000 for 10% of premium
For More Information regarding National Contractors Insurance Company, Inc.’s Contractor Program, please contact Pascal Burke, Director of Marketing Tel: 949-285-1249, e-mail: pascal@cmgia.com
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