October 4, 2021
Four Southern states have some of the least affordable automobile insurance rates in the country, according to a recently published affordability index by the Insurance Research Council (IRC). The index measures the proportion of household income used to pay for …
August 26, 2015
Personal auto insurance has become more affordable over time for all income groups, including low-to-moderate income groups, and in most states, according to a report from the Insurance Research Council (IRC). The industry group says the study also shows that …
March 20, 2013
Twenty-four percent of Americans believe it is acceptable to increase an insurance claim by a small amount to make up for deductibles they are required to pay. That is lower than the 33 percent found in 2002, according to new …
December 4, 2012
A state’s percentage of uninsured motorists is affected by a no pay, no play law, albeit modestly. A new study from the Insurance Research Council (IRC) estimates that the uninsured motorist (UM) rate can fall by as much as 1.6 …