Academy Journal

Does a CPP Cover Trees Knocked Over by a Hurricane?

Last week we entered into a discussion of downed trees, in particular, trees downed by a hurricane. We spent our time dealing with the HO-3 policy and how it responds. If you didn’t catch that, take a look at last …

How Does the Homeowners’ Policy Deal with Trees?

We went to a birthday party over the weekend. At one point the conversation spun into hurricane talk, as it does after a storm passes over. We had folks that live all over Florida and the questions always start with, …

If You Don’t Tell Your Story, Someone Else Will

I have to be a little transparent today. I’ve struggled with writing. I normally have this post written by mid day on Monday, read over it again on Tuesday, and uploaded to the site for publishing first thing Wednesday morning. …

Does ALE Coverage Include Cost to Evacuate?

Since the first forecasts showed Hurricane Harvey approaching Texas to the impact of Hurricane Irma in the Florida Keys, millions of people were ordered, recommended and asked to evacuate their homes. That gave rise to one question over and over. …

Do You Remember Before You Knew Insurance?

When Hurricane Andrew made landfall in August 1992, I was a young soldier. To be honest, I was much more interested in my young Army career than a hurricane. When Hurricane Katrina made landfall in August 2005, I had just …

Key Items to Remember After the Storm Passes Over

I wasn’t planning on writing about hurricane season again, but circumstances made it feel like the right thing to do. This hurricane season is already memorable, and it’s still got over two months to go. The good news is that …

3 Facts that Providing Learning Opportunities Tells the Team

According to dictionary.com, loyalty is the state or quality of being loyal (I guess they never had my English teacher. She told me never to use a word to define itself.); faithfulness to commitments or obligations. (and) faithful adherence to …

A Response to Some Insurtech Claims, Part 3

So far, we’ve dealt with two statements: We do good! It’ll just take a few seconds! This last statement is part of the premise of many in the insurtech space, but it’s also something that we’ve been dealing with for …

A Response to Some Insurtech Claims, Part 2

Last week, we started a conversation about some of the common insurtech claims. Last week, we mentioned the statement from one particular company about all the good that they do. If you missed last week’s post, here’s a link to …

A Response to Some Insurtech Claims

There’s a popular word this year that I’m really tired of. It may not be bothering you so much, but I’ve read it so much that it’s become this year’s “it is what it is” for me. Disruptive; adjective; relating …

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