Academy Journal

7 months

Seven months. You turned around today to realize that the year is Seven months old. Your plan for 2020 is Seven months old. Your expectations for 2020 are Seven months old. It’s time to take all of your plans and …

3 Whys for Making Insurance Policies Easier to Read

I was recently asked this question. What do you think about efforts to simplify policy language? The answer is never as simple as it seems at first. The simple answer is that I’m for making the insurance policy easier to …

Happier Without Some Stuff

People are highly adaptive. Don’t believe me? Move into a smaller home. You’ll find out that after a little while, you’ll settle into a new routine. You’ll also look around one day and wonder why you kept all that stuff …

3 Quick Hurricane Season Tips (Just a Little Late)

So far hurricane season has been uneventful unless you consider the giant Saharan dust cloud that traveled across the Atlantic. That just means that now is a great time for a few important hurricane season reminders. Review your hurricane season …

Do Police Officers Need to Buy Professional Liability?

I read an interesting article today on Insurance Journal (of course) about plans to reform law enforcement in Minneapolis. What interested me the most was that some groups were advocating making police officers carry professional liability insurance. You can read …

Decision Time

Somedays I wish for the times when my decisions felt like they only impacted me. When I was a kid, it felt very much like I could do whatever I wanted and it would only affect me. I didn’t think …

Guest Post: Looming Large: Liability for Flood Losses

Thanks to Friend of the Academy of Insurance, Joe Harringon, for this guest post. Joe is an independent business researcher and writer specializing in property and casualty coverages. He is also a regular instructor with the Academy of Insurance. As …

No. It’s Not Just the Insurance Company’s Fault the Policy is Hard to Read

One of the blogs that I love to read is the Property Insurance Coverage Law Blog by Merlin Law Group. You may not like this, but I find many of the insights by Chip and the team to be compelling …

I’m From the Government and I’m Here to Help – Part 4

This is the conclusion of my series of posts about the different bills that states have put forward to force insurance companies to provide business income coverage for losses related to COVID-19. Insurers look for other areas to write business, …

I’m From the Government and I’m Here to Help – Part 3

This is third in a series of posts where I plan to respond to the bills that several states have filed to force insurance companies to pay business income claims related to COVID-19. Not reimbursing insurers means higher rates for …

Academy Journal Archives by Month