Part I of this two-part audit rules and guidelines article presented the section of the work comp policy making the...
Workers’ compensation coverage is initially priced on an estimated basis. The insured estimates payrolls (and sometimes class codes) at the...
Consolidating separate legal entities’ loss experience to develop a common experience modification factor has the potential to cause confusion for...
Professional employer organizations (PEOs) began their rise after the adoption of the Tax Equity and Fiscal Responsibility Act of 1982...
Part I of this “nonemployee, employee” mini-series introduced the three types of “employers” and began the discussion regarding what constitutes...
“The vital test in determining whether a workman furnished by [the primary employer] is a servant of [the special employer]...
Employee-employer relationships regarding workers’ compensation are complicated by the IRS, industrial commissions, the courts and state statute. Each has its...
Second (or subsequent) injury funds (SIFs) have been abolished in 20 states. Alabama and Maine began this movement in 1992,...
Injuries or illnesses established as compensable under applicable workers’ compensation law require prescribed benefits be paid to the injured employee....
Eighteenth century pirates and a nineteenth century German “Iron” Chancellor preceded the United States in the creation of a social...