Texas Homeowners 2005 Rate Filings

2004 Cumulative May 2005

2004 Direct Market Changes filed Filed Rate

Company Name Written Premium Share after SB 14 Change

State Farm Lloyds 1,328,670,202 30.1% 0.0% Note (1)

Allstate Texas Lloyds 704,620,431 16.0% -1.3% Note (1)

Farmers Insurance Exchange 294,799,406 6.7% 0.0% Note (2)

Travelers Lloyds of Texas Insurance Co. 236,610,082 5.4% 0.0% -6.1%

Texas Select Lloyds Insurance Company 203,939,994 4.6% 0.0% -4.1%

Fire Insurance Exchange 196,135,915 4.4% 0.0% Note (2)

United Services Auto Association 191,574,747 4.3% -5.0% 0.0%

Nationwide Lloyds 165,248,497 3.7% 0.0% 0.0%

USAA Texas Lloyds Company 127,442,538 2.9% -5.0% 0.0%

Chubb Lloyds Insurance Company of Texas 116,666,854 2.6% -1.6% -9.4%

Texas Farm Bureau Underwriters 103,571,266 2.3% 0.0% -11.4%

Liberty Lloyds Of Texas Insurance Company 72,784,161 1.6% 5.0% 0.0%

Foremost Lloyds of Texas 34,757,683 0.8% 0.0% 0.0%

ASI Lloyds 30,206,051 0.7% -15.2% HOA; -2.7% -3.2% HOB

Interinsurance Exchange of the Auto. Club 23,863,158 0.5% 9.7% -8.1%

America First Lloyds Insurance Company 3,281,526 0.1% 0.0% -0.5%

Travelers Personal Security Insurance Co. 2,381,959 0.1% 0.0% (dnf)

Auto Club Indemnity Company 2,072,990 0.0% Note (3) -13.8% HOA;

-14.5% HOB

Liberty Mutual Fire Insurance Company 3,356,388 0.1% Note (3) 0.0%

Sub-Total 2,513,313,646 56.9%

Total Homeowners Market 4,417,271,463 100.0%
(dnf) – did not file yet; (1) SB 14 Rate Filing pending SOAH Rate Hearing ; (2) Provided udated experience; no indications filed;

(3) New entrant since initial SB 14 rate filings submitted. Source: Texas Department of Insurance.

Topics Texas Homeowners