Animal Liability

Nuts & Bolts: Chicago-based excess and surplus lines carrier Prime Insurance Syndicate Inc. announced a new animal liability product to cover hard-to-place risks on many domestic and exotic creatures. The coverage is especially targeted toward homeowners who have experienced difficulty in obtaining animal liability coverage recently. Prime’s animal liability product offers coverage for domestic animals including hard-to-place breeds, hunting dogs and retrievers, and animals with a history of aggressive temperament. Exotic animals such as snakes, birds and ferrets are also considered for coverage. Animals used for business purposes such as security and guard dogs, show dogs, and performing animals will be considered.

Dollars: Policy limit up to $1 million. Deductibles and premiums to be determined.

Carrier: Prime Insurance Syndicate, rated “B-,” nonadmitted.

States Available: 35 states.

Contact: Mike Johnson, (312) 983-7190 ext.7813, or mikej@primeis.com