New Markets

The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.

Technology Errors & Omissions
Market Detail: Chamber Insurance Agency Services gives agents access to an errors and omissions liability insurance market targeted to technology companies to protect them against third party professional liability losses. Features of the program include: coverage is available on a mono-line or package basis; the availability of first and third party date protection; and business income. The appetite is broad and minimum premiums begin at $1,000. Deductibles begin at $2,500.
Available limits: $1 million to $20 million.
Carriers: Various. Rating not provided. Admitted.
States: All.
Contact: Mark L. Favata at 973-669-2309 or e-mail mlfavata@chamberagent.com.

Insuring Sleep
Market Detail: Cailor Fleming Insurance provides access to a true package policy for the sleep industry. The program includes coverage for property, general and professional liability, sexual abuse, inland marine and umbrella all under one package. Coverage is available for sleep centers, sleep scoring labs with a new option for the individual PST techs to purchase coverage. Premiums begin at $1,500.
Available limits: Starting at $1 million.
Carriers: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
States: All except Alaska and Hawaii.
Contact: William McMahon at 330-782-8068 or e-mail wmcmahon@cailorfleming.com.

Ultimate Inland Marine Facility
Market Detail: Allied Insurance Brokers Inc. gives agents access to inland marine coverage for any risk. Examples of eligible classes include: any equipment-driven risk; builders and general contractors; machine shops, well drilling and servicing; broadcasting property and equipment; electronic equipment; railroad rolling stock; warehouseman’s legal liability; scientific equipment; oil and gas equipment; surface mining; warehouses; builder’s risk; and wind coverage available in southeast United States. Minimum premiums begin as low as $2,000.
Available limits: As needed.
Carriers: Firemans Fund, Max Specialty, Navigators and others. “A” rated by A.M. Best. Admitted.
States: All.
Contact: Chuck Weisenborn at 800-569-9427 or e-mail cweisenborn@alliedinsbrokers.com.

Senior Housing
Market Detail: NSM Insurance Group offers agents access to its “Independent Senior Housing Insurance Program.” The program is designed for stand-alone independent senior living housing including: 1) Non-profit HUD and state financed apartment buildings; 2) For-profit apartment management companies, condos and co-ops for more affluent seniors; and 3) For-profit and non-profit buildings with more than 50 percent senior occupancy for both affordable and up-scale housing. Nursing homes and assisted living facilities are excluded from this program. Minimum premiums begin at $5,000.
Available limits: As needed.
Carriers: Unable to disclose. “A” rated by A.M. Best. Admitted.
States: All.
Contact: Bill Hurlman at 877-520-2552 or e-mail WHurlman@nsminc.com.

Hotel/Motel Program
Market Detail: Gridiron Insurance Underwriters Inc. brings agents a market for hotels and motels that includes all the coverages unique to the industry. Automatic coverage extensions include: money and securities, employee dishonesty, guest property, guest relocation, guest evacuation expense, reprogramming of key system, spoilage, outdoor signs plus 20 other unique extensions. Equipment breakdown is included on every risk. Optional coverages include wake-up call liability, employee benefits, hired and non-owned auto and business income on an actual loss sustained basis. Target risks are independent properties up to $5 million TIV and franchised risks up to $2 million TIV per location. Minimum premiums begin as low as $1,500 and deductibles start at $1,000.
Available limits: Up to $5 million.
Carriers: Unable to disclose. “A+” rated by A.M. Best. Non-admitted.
States: Ala., Calif., Colo., Fla., Ga., Ill., La., Mich., Minn., Miss., Mo., N.Y., N.C., Pa., S.C., Tenn., Texas and Va.
Contact: Jim Reller at 888-365-7701 ext. 203 or e-mail Jreller@gridironins.com.

Portable Sanitation Program
Market Detail: Tangram Insurance Services allows agent access to its exclusive Port-O-Gard Program, a comprehensive package of coverages specifically designed for the portable sanitation industry. The program targets firms involved in the rental and cleaning of portable sanitation units: including showers, luxury units and baby care. A full complement of coverages is available including: package protection, auto, umbrella and workers’ compensation.
Available limits: As needed.
Carriers: One Beacon. “A” rated by A.M. Best. Admitted.
States: Ala., Alaska, Ariz., Ark., Calif., Colo., Conn., Del., D.C., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., W. Va., Wis. and Wyo.
Contact: Riley Binford at 707-775-2662 or e-mail rbinford@tangramins.com.

TeleRadiology Professional Liability
Market Detail: Founders Professional LLC offers medical malpractice liability and professional liability protection to TeleRadiology practices serving hospitals, imaging centers, ASCs and physician groups. Coverage is provided on a claims-made basis with available prior acts protection. Minimum premiums begin at $25,000 and deductibles begin at $5,000.
Available limits: $1 million to $10 million.
Carriers: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
States: All.
Contact: Robert C. Hall at 813-769-1290 or e-mail robert@founderspro.com.

Vacant Property
Market Detail: American Management Corporation offers property protection to owners of residential and commercial vacant property in 45 states and the District of Columbia. Minimum premiums begin at $750.
Available limits: Up to $2 million.
Carriers: Various carriers. “A” rated by A.M. Best. Non-admitted.
States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., D.C., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.C., N.D., Ohio, Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., W. Va., Wis. and Wyo.
Contact: Stephen Strange Jr. at 800-233-2398 or e-mail stevejr@amcins.com.

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Topics Texas AM Best