Delaware Raises Minimum Auto Liability Limits for the First Time in 30 Years

June 19, 2017

Delaware Governor John Carney has signed into law legislation that will increase the state’s minimum auto liability insurance limits. The state last adjusted the minimum auto liability insurance limits approximately 30 years ago.

House Bill 114, sponsored by Rep. Bryon Short (D-District 7), amends the current minimum limits of 15/30/5 to 25/50/10. The change will impact new and renewal policies on Dec. 13.

“The minimum limits didn’t reflect the rising cost of medical care and property,” said Dick Corroon, chairman of the Delaware Association of Insurance Agents & Brokers, which championed the bill.

The Delaware Association of Insurance Agents & Brokers has nearly 50 member agencies throughout Delaware and works to provide professional training, government affairs work, agency tool development, communications, and carrier and legal advocacy.

Currently, the state’s minimum auto liability insurance limits are at the second-lowest level nationwide. HB 114 will align Delaware’s limits with those in several other states, including Kansas, Kentucky, Missouri, New Mexico, New York, Vermont, Washington and Wisconsin.

Source: Delaware Association of Insurance Agents & Brokers

Latest Comments

  • November 21, 2017 at 4:30 am
    connie says:
    I received the letter stating that change takes effect when policy is renewed.
  • August 9, 2017 at 7:24 pm
    ABarbara Dorsey says:
    Unfortunately the marketing for auto insurance encourages thrift and paying the lowest price possible. People are not thinking about "what if." We have a serious non complianc... read more
  • August 9, 2017 at 7:09 pm
    ABarbara Dorsey says:
    Initially a higher amount was passed. It was amended down to this amount. Very little press on this, and it will not impact anyone until AFTER elections.
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