Main Street America Expands MVP Rating Program to 4 States

June 3, 2009

The Main Street America Group has launched a new personal auto rating program in New York, Virginia, Michigan and Rhode Island.

The Jacksonville, Florida-based insurer says its Personal Auto MVP rating program uses “predictive modeling” or “multivariate” rating methods to price a policy. The rating program is now available in 13 states.

The insurer says that, with its expanded underwriting guidelines, 80 to 85 percent of the available private passenger auto market would quality for coverage, including drivers with one “driving under the influence” conviction but an otherwise clean driving record.

New York is the carrier’s largest state for personal auto premium.

In Michigan, where Main Street America began writing business in fourth quarter 2008 through the acquisition of Great Lakes Casualty Insurance Co., the carrier’s MVP Auto Elite package of endorsements was also made available to its new network of nearly 100 independent agent-customers.


Source: The Main Street America Group

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