General Star Management Co. has made enhancements to its primary and excess standalone sexual abuse & molestation coverage for eligible applicants. The revised offering is available to all appointed Casualty Division wholesale brokers on a nationwide basis.
Eligible exposures include, but are not limited to, after school programs, day camps, daycare facilities, overnight camps including sports camps, private or religious schools, school bus contractors, teen youth groups, tutoring programs and visiting nurse/senior home care/adult day care operations. General Star targets operations with superior abuse/molestation management practices and documentation, including transparent posting of the abuse/molestation policy on the insured entity’s website.
Multiple options for adding the protection are available. Written on a claims-made and reported coverage trigger, General Star’s sexual abuse & molestation coverage can stand alone, or it can be combined with an occurrence CGL.
Primary limits of $1 million each claim a $1 million aggregate are available. A $2 million aggregate is an option for qualified applicants. General Star also offers excess limits up to $4 million for eligible risks, over its own primary coverage or over another carrier’s primary policy.
Underwritten by General Star’s Casualty Division, primary and excess coverage is provided on a non-admitted basis by General Star Indemnity Co. General Star is a wholly-owned subsidiary of General Reinsurance Corp., a member of the Berkshire Hathaway family of companies.
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