What Kind of Work are We Doing?
A job is the work we do when we need to have work. Maybe there’s nothing else available. Maybe there’s nothing else that we’re qualified for. Often job describes that first position we held way back in the day. We …
3 Reasons Insurance Professionals Should Read “Pay Up”
There is definitely one thing that you could accurately accuse me of, being behind in my reading. There is a bookshelf across from my desk that is full of books that I haven’t read yet. It mocks me. I bring …
One Simple Word
Help It’s a simple but profound word. It indicates that you recognize that there is something in your path that exceeds your skills, training, ability, or experience. It indicates that you trust someone to provide the skills, training, ability, or …
Is Coverage Possible When You Accidentally Burn Down Your House?
In the category of you can’t make this stuff up, a December article on Insurance Journal caught my eye, especially when a coworker asked me if this could be covered by their homeowners’ insurance. If you haven’t read about the …
Self-Driving Trucks: Looking at the Risks
I came across this article on Insurance Journal (of course!) today. Can a Self-Driving 40-Ton Truck Be Safe? Developers Say Yes But Others Are Skeptical. The optimist in me says that yes, self-driving trucks can be safe. The risk analyst …
Florida Rejects PIP Reform Again
It might be shocking, but not only do I work for the fine people who publish Insurance Journal, but I read Insurance Journal. I’m particularly interested in reading it when I get an email from a friend, asking for my …
Business Income and the Supposed Ambiguity of “…Direct Physical Loss of or Damage To…”
We thank friend of the Academy, Christopher J. Boggs for this guest post. Courts are being asked to decide whether the phrase, “direct physical loss of or damage to” property at the premises unambiguously excludes the presence or presumed presence …
One Catastrophic Failure to Manage Risks
Wednesday, January 6, 2021, was a historic day in the US. It could have been historic because the US Congress was voting to certify an election. That happens every four years. Most of the time, it’s with little fanfare, but …
3 Reasons Thanksgiving Dinner is Better Than an Insurance Policy
It’s my normal M.O. in this blog to write a policy language, holiday edition this time of year, but this year I’d like to shift gears. For those who hate change or get hives at the idea of change happening, …
4 Items to Look at When Choosing Health Benefits
It’s that time of year again. No, not the holiday season, although some of us will be able to gather this year for something close to our normal holiday celebrations. I hope you can. No. It’s time for us to …