6 Hurricane experts Max Mayfield, Bill Bailey

Full agenda slated for Feb. 8 to 11 windstorm conference

6 Ga. legislative meetings successful

30 legislators, 102 agents attend IIAG events

8 Tenn. bill would require sinkhole coverage

Legislator suggests adding new language to policies

8 Hispanics in Naples, Fla. lacked info

Hurricane Wilma’s approach detailed only in English

36 Florida ‘draws a line in the sand’

Workers’ compensation enforcement tightened

37 Fla. Bureau of Workers’ Compensation watching

Enforcers find four types of fraud common

38 Study reveals accident-prone neighborhoods

Restaurants, medical buildings, grocery stores suspect

40 U.S. Sen. Trent Lott sues State Farm

Katrina leveled his Pascagoula, Miss., home

N1 TRIA: Old vs. new

How new federal terrorism reinsurance differs from original

N11 2005 in a word: Resilience

III’s Robert Hartwig assesses the industry’s first nine months

CLOSER LOOK: RESTAURANTS

N6 Restaurants put risk management on the menu

Maren L. Hickton serves up a typical risk assessment

N10 Restaurant sales to top $500 billion in 2006

SPECIAL REPORT: CONSTRUCTION MARKETS

N14 Sizing up the construction market

The list of insurers is shorter and restrictions longer

N15 Building up a construction insurance business

Constructive advice from agents who have done it

N18 Risk management before, during, after construction

Don Neff reveals how the risks of litigation by type of construction

N22 Broker Watch by LMC Capital

Brokers continue to gain

N24 Minding Your Business

Changes to take effect in 2006

42 Hurricane contractors: Working without a safety net

Paul Becker advocates limiting liability for those working on clean up

4 Editor’s Note

10 People

35 Fraud Roundup

39 Case Watch

8 Flooded vehicles

Are they being sold in non-hurricane states?

6 Citizens Board approves new Florida rates

45 percent coastal, 21 percent inland increases passed

Topics Catastrophe Natural Disasters Hurricane Construction