Travelers Introduces Indian Tribal Workers’ Compensation Product

February 9, 2006

St. Paul Travelers has introduced a Tribal Workers’ Compensation product for Indian tribes and their enterprises. This product is specifically designed for federally-recognized Indian tribes that have a tribal ordinance which requires employers to pay benefits to their employees for employment-related bodily injury.

St. Paul Travelers Tribal Workers Compensation differs from other workers compensation products in the marketplace because the policy correlates with the worker injury plan established by the tribe’s ordinance rather than individual state laws.

“Indian tribes generally are not subject to state workers’ compensation laws and systems so they may elect to enact ordinances to establish an employee injury plan,” said Jack Goodwin, president, Public Sector Services. “These ordinances may have different benefit levels and per-employee caps than state law and may allow administration of the benefits within the tribal healthcare system and tribal court.”

Part of the claim service provided through Tribal Workers’ Compensation includes access to a staff of dedicated nurses to help injured employees return to work. In addition, tribal employers can work with claim employees that are experienced in handling tribal claims.

“We’re constantly seeking ways to enhance our product offerings for tribal governments and enterprise operations,” said Goodwin. “We believe our Tribal Workers Compensation product addresses the needs and exposures of American Indian communities.”

Tribal Workers Compensation is currently available to policyholders in Arizona, New Mexico, and Washington and will be expanded to select states throughout the year.

St. Paul Travelers Public Sector Services is a market leader in providing property and casualty insurance for Indian tribes and their enterprises.

St. Paul Travelers is a leading provider of property and casualty insurance. For more information, visit www.stpaultravelers.com.

SOURCE: St. Paul Travelers

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