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Should Captives Be Allowed to Insure Homeowners Risks?
Dec 8 2025 // Most states and U.S. territories permit the establishment of captive insurance companies to insure a variety of commercial risks. However, no state or territory allows them to insure personal auto risks, and before...
Arizona Study Group Issues Report on Homeowners Insurance and Wildfire Risk
Dec 5 2025 // A report from a regulator-created group found that a multifaceted approach to addressing wildfires and lack of insurance affordability in Arizona should be tackled with a multifaceted approach that includes homeowners,...
Foundation Firmed: AM Best Switches View of US Homeowners Insurers to Stable
Dec 1 2025 // Insurers of U.S. homes have improved rate adequacy and catastrophe risk management, modified coverage, and benefitted from a softening reinsurance market to earn a change in AM Best’s outlook for the segment to...
How ‘Super Roofs’ Reward Insurers, Cat Bond Investors and Homeowners
Dec 1 2025 // As the Trump administration stalls federal funding for projects intended to make states more resilient to climate change and private insurers decline to cover properties in high-risk zones, North Carolina just proved...
Study: Insurance, Other Factors Lead to ‘Hidden Costs’ of Home Ownership
Dec 1 2025 // Rising insurance costs are contributing to “hidden costs” that are putting more pressure on household incomes, a new study shows. A new study from Zillow and Thumbtack finds hidden costs of homeownership add up...
New Homeowners Insurance Product in California Launched by bolt
Nov 25 2025 // Insurtech bolt launched a new homeowners insurance offering the firm is calling VTRO. VTRO is a California-based managing general agent created by bolt. VTRO combines comprehensive coverage with bolt’s smart water...
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