News for August 2022
- California Oks Bill Protecting Workers Who Use Marijuana at Home
- Exxon Begins Legal Action After Putin Blocks Its Final Russian Exit
- Texas Newspaper Sued Over Firing Worker for Bug Bite Complaints
- Severe Storms Blamed in 3 Deaths in Michigan, Ohio, Arkansas
- People Moves: TigerRisk Hires Aon’s Rosenberg for ILS Team; Gallagher Re Appoints Delacroix in France; BMS Re Taps Carpenter’s Torres-Ortíz for Caribbean Fac
- Reinsurers Adopt Divergent Strategies About Natural Catastrophe Exposures: S&P
- People Moves: Senior Hires at Everest Wholesale Division; Zoidis New Atain CEO; Bohac Joins SIAA; B&B Adds 5 to Analytics Team
- Mississippi Capital City Without Running Water After Floods Worsen Pump Problems
- SEC Charges Lindberg Misappropriated $75M from His Insurance Companies
- Oregon Wildfire Threatening over 7,000 Structures
- Commercial Auto Insurtech Fairmatic Raises $42M
- California Lawmakers Pass Landmark Fast Food Workers Bill
- Washington Judge Enters Order on Washington Insurance Commissioner’s Credit Scoring Ban
- Florida Judge Dismisses Contractors’ Challenge to SB 2D’s Attorney Fee Limits
- Breaking Down Inflation’s $30B Impact on Insurers Line By Line
- Hilb Group Acquires Cook & Co. in Massachusetts
- Insurtech Accelerant Launches $175M Sidecar Investment Vehicle Flywheel Re
- Greenland’s Melting ‘Zombie Ice’ Will Raise Global Sea Level by 10 Inches: Report
- First MainStreet Adds Pair of Partner Agencies in Iowa
- Beyond Zeros and Ones: When Cyber Attacks Become Physical
- People Moves: Powers Adds 3 Members; Gardner Joins KAIA
- FTC Accuses Data Broker of Selling Sensitive Location Data
- Musk Looks to Delay Twitter Trial Following Whistleblower Claims
- Comp Insurers Object to Florida Hospital Payments Set at 2x U.S. Average
- Hartford Insurance Loses Appeal of Loss of Consortium Claim It Labeled a ‘Ploy’
- Program Manager McNeil, New York Cannabis Industry Form Workers’ Comp Group
- Maryland High Court Revives Dental Malpractice Claim Over Tossed Testimony
- BenefitMall Acquires Iowa-Based Mutual Med
- World Insurance Associates Acquires Kansas’ Woody Insurance Group
- Ohio Contractor Fined $228,000 for Exposing Workers to Hazards
- California Faces Late-Summer Heat Wave
- Texas DWC Seeks Comments on Designated Doctor Rules
- Terry, Luke Ledbetter Form Kestrel Group in Texas
- People Moves: Liberty Specialty Promotes Clark for Financial Risk Solutions; BHSI Promotes Hannoun for Middle East Casualty; CNA Canada Names DeBruyn Regional VP
- Strong Storms Knock Down Trees, Cause Power Outages in Minneapolis
- UN Issues Flash Appeal for $160 Million to Help Pakistan With Floods
- Biden Administration to Declare ‘Forever Chemicals’ Hazardous Substances
- Generali Completes Acquisition of AXA’s Malaysian P/C and Life Businesses
- Behavioral Health Linked to Workers’ Comp Recovery: Study
- Florida Staffing Firm Head Sentenced to 24 Years for Off-Book Labor Scheme
- North Carolina Judge Sets Lindberg’s New Trial Date for March 2023
- Vehicle Pedestrian Safety Systems Struggle to See in the Dark: IIHS
- Hurricane Alley Hasn’t Been This Quiet in a Quarter Century
- OSHA Approves Massachusetts Public Sector Worker Safety Plan
- Reuters: Attacks on Gasfield in Northern Iraq Drive Out U.S. Contractors
- Worker Fatality at New Hampshire Wastewater Treatment Plant Under Investigation
- China’s Drought-Hit Regions Now Face Heavy Rains, Flooding
- Travelers, Policyholder Agree to Void Current Cyber Policy
- People Moves: McGriff Names Thames, Dockery to Management Slots
- Biz Moves: PCF Acquires Apple Insurance in Florida
- Study Shows Pollution, Runoff Intensify Red Tide Blooms in Florida Waters
- Takeaways from Our Conversation with a Cannabis Investing Pro
- Maryland County Settles Lawsuit Over Police Encounter With 5-Year-Old
- New York City, Amazon Collaborate on Crackdown on ‘Ghost Vehicles’
- $480K Settlement for California Inmate Who Miscarried After Stop for Coffee
- Illinois Contractor Faces $303,000 in Fines for Deadly Workplace Exposures
- 3 Injured at Indianapolis Concert
- Texas Ambulance Company to Settle Sexual Harassment Lawsuit
- Louisiana Town Settles Suit Over Released Video of Illegal Search
- People Moves: Synergy Comp Names Blough President; Stedman Leads Lockton Northeast Benefits
- Texas, Federal Government at Odds Over Flood Relief Discrimination Suit
- Win for Qualcomm as No EU Appeal Court Ruling Against $991M Fine
- Zelenskiy Says Crisis Averted as Russian-Held Ukraine Nuclear Plant Regains Power
- Sept. 11 Victims Not Entitled to Seize Afghan Central Bank Assets, Says Judge
- ‘Tape or Chewing Gum:’ Twitter’s Lapses Echo Worldwide
- Four Workers Hurt in Steam Release at North Carolina Paper Mill
- Five Men Charged in Multi-State Catalytic Converter Theft Scheme
- SEC Changes Whistle-Blower Award Rules to Boost Tipster Payouts
- ILS Investors Could Help Fill Cyber Re/Insurance Protection Gap if Hurdles Are Overcome
- Viewpoint: Can the Florida Insurance Market Withstand Another Hurricane Andrew?
- Mississippi Capital Area Bracing for More Pearl River Flooding
- Droughts, Floods, Other Water-Related Disasters Could Cost Economy $5.6T by 2050
- Cyber Insurance Price Hike Hits Local Governments Hard
- Pennsylvania Loosens Rules on Where Medical Malpractice Cases Can Be Filed
- New York Detective Wants Supreme Court to Block Vaccine Mandate
- Britain’s Beaches Face Growing Problem With Sewage Discharges
- Deaths From Pakistan Floods Top 1,000 in ‘Climate Catastrophe’
- Meta’s Facebook Agrees to Settle Cambridge Analytica Suit
- 3M Bankruptcy Tactic Fails as Combat Earplug Suits Move to Trial
- USAA Settles Mississippi Class Action Over Underpaid Auto Claims
- California Social Worker Charged with Abusing Mental Hospital Patients
- Oil Spill Settlement Reached with California Businesses
- California Desert Flooding Damaged L.A. to Phoenix Highway
- TDI Orders Emergency Rule Protecting Weston Policyholders During Hurricane Season
- North Dakota Recreational Marijuana Supporters Backed by Greater Resources
- Michigan Court: Changes to Auto Insurance Law Don’t Apply to Long-Term Victims
- Michigan-Based Salvation Army Store Sued for Violating ADA
- Texas Barbecue Owner, Manager Indicted in $350,000 Workers’ Fraud Scheme
- World Insurance Acquires 2 Massachusetts Agencies: Tarpey and Rush-Kent
- World’s Most Popular Password Manager Says It Was Hacked
- Moderna Sues Pfizer/BioNTech for Patent Infringement Over COVID Vaccine
- Girl Awarded $26M over California School Sex Assault
- California to Phase out Gas Vehicles to Fight Climate Change
- Mississippi Cleaning Up After Heavy Rains, Flash Flooding
- Two Law Officers Killed in Helicopter Crash in Tennessee
- Forget Showering, It’s Eat or Heat for Shocked Europeans Hit By Energy Crisis
- U.S.-Listed Companies Will Have to Disclose How CEO Pay Stacks Against Firm Performance
- People Moves: Liberty Specialty Taps Zurich’s Dutta for Financial Risks; Canopius Hires WTW’s Saville for Cat Research; HDI UK & Ireland Promotes Lavey in Liability Team
- Swiss Health Insurer Under Fire for Offering Discount to Members of Pro-Life Group
- Why Are the World’s Rivers, Canals and Reservoirs Turning to Dust?
- Swiss Re Underwriter Wins Sex Discrimination Suit After Boss Joked About Her Breasts
- Harvey Weinstein Is Granted Appeal of Rape, Sex-Assault Conviction
- United Educators’ President and CEO Abraham to Retire Next Year
- DCA Can’t Prohibit Lower Court Ruling, Florida Justices Decide in Insurance Case
- Cosmetics Maker Sephora Settles Customer Data Privacy Suit in California
- Hawaii Food Distributor Settling Racism Lawsuit
- Celebrity Chef Mario Batali Settles 2 Lawsuits Alleging Sexual Assault
- Judge Cuts $500K Punitive Award Against Prison Guard to $5,000
- Paul Newman’s Daughters Sue Late Actor’s Charity Foundation
- Report: Atmospheric Storms Could Result in $3.2B in Flood Damage by Century’s End
- UPC Gives up the Ghost: Now in Orderly Run-Off, But Trouble May Be Brewing
- Europe’s Record-Breaking Summer Heat Wave Will Be the Norm by 2035: Report
- Kobe Bryant’s Widow, Friend Win $31 Million in Trial Over Leaked Crash Photos
- With a Few Exceptions, Personal Insurance Shopping Subdued in Q2 2022
- Georgia Insurance Agent Charged with Keeping Premium Refund Checks
- Amazon Keeps Growing, and So Does Its Cache of Data on You
- Louisiana Dept. of Insurance Fines Public Adjuster Accused of Pocketing Insurer Payouts
- Arthur J. Gallagher & Co. Acquires Louisiana-Based Watkins
- Highstreet Acquires Michigan’s Paragon Underwriters
- People Moves: CNA Hardy Taps Zurich’s Crew, Chubb’s Devenish for Mgmt Liability; Aon Strengthens Capital Advisory Unit to Drive Legacy Reinsurance Growth
- Record-Setting Wildfire in New Mexico Declared Contained
- Brink’s Driver Was Asleep During California Jewelry Heist, Lawsuit Says
- NCCI Recommends 8.4% Cut in Florida Workers’ Comp Rates for 2023
- Erie Insurance Launches Venture Capital Fund
- State Farm to Pay $100 Million to Federal Government for Hurricane Katrina Claims
- Hub Acquires Winter Harbor Insurance Group in Massachusetts
- Gas Producer Santos Faces New Climate Claim in Landmark Greenwashing Case
- Indian Ocean Off Coast of Somalia to Lose ‘High-Risk Area’ Designation as Piracy Drops
- Russian Coal Exports Effectively Halted by EU Ban, With Re/Insurance as Key Factor
- Judge Dismisses Former Nebraska Officer’s Discrimination Lawsuit
- Weather Whiplash: Summer Lurches From Drought to Flood
- Baldwin Risk Partners Donates $5M to USF for Insurance Program
- Gas Vapors Caused Cape Cod Marina Fire That Ruined 6 Buildings, 47 Vehicles, 14 Boats
- Walmart Ordered to Pay Oregon Man $4.4M for Racial Profiling
- Firefighter Sues Rochester Over Party Couple Defends as ‘Anti-Liberal’ Not Racist
- OSHA Cites Maryland Contractor for 136 ‘Willful, Repeat, Serious’ Safety Violations
- Lawsuit Says Electrical Equipment Sparked Deadly California Wildfire
- Dallas Storm Causes ‘Nominal’ Claims Despite Near-Historic Rainfall
- Uvalde School District, Texas Law Enforcement Could Face $27 Billion Lawsuit
- St. Louis Police Face Closer Scrutiny Under New Oversight Plan
- Florida DWC Trying to Bring Two-Year Medical Reimbursement Debate to a Close
- Lawsuit Filed to Take Recreational Marijuana off Missouri Ballot
- US Pandemic-Era Inflation Mostly Driven by Demand Surge, NY Fed Study Finds
- ‘Hating ESG’: Advocates Are Looking to Replace the Label
- Man-Made Crises Threaten P/C Markets, Says Joint Report From Trade Associations
- Rising Premiums, Low Catastrophe Losses Boost U.S., Bermuda Reinsurers’ H1 Profits
- InsurTech Founders Say Launching an MGA Means Learning to Juggle
- California Lawmakers Allow Lawsuits Against ‘Cyber Flashers’
- Risk Strategies Acquires New Jersey’s Dickstein Associates
- One80 Intermediaries Acquires Pennsylvania Wholesale Broker Agentic
- Aston Lark Acquires UK Broker AJ Insurance Service
- Prison Officer Gets ‘Assault Pay’ Where Injury Was Not Caused by Direct Violence
- Covenant Health in Tennessee Settles ADA Action by Justice Department
- After Second Death by Fall in 3 Years, New York Roofer Faces Potential $1.3M Penalty
- Cocktail of Chemicals Contributed to Massive Fish Die-off on Oder River: German Official
- Ukraine Grain Corridors Need More Ships, Affordable Insurance to Accelerate Exports
- Worst Drought in Decades Threatens China’s Economic Recovery
- Tropical Storm Ma-on Takes Aim at Hong Kong, Guangdong Province
- Fox Corp. CEO Lachlan Murdoch Sues Australian News Site for Defamation
- North Dakota Officials Investigating Massive Oilfield Wastewater Spill
- Twitter Misled Regulators on Hackers and Spam, Whistleblower Claims
- Small Business Satisfaction With Commercial Insurers Resurges: J.D. Power
- 30 Years Ago Andrew Upended Florida, But Current Legal Storm May Be Worse
- Cleanup of Large Yellowstone Gasoline Spill Continues
- Data on California Prisons’ Visitors, Staff, Inmates Exposed
- New Mexico Oilfield Regulators Reach $1.8M Settlement with XTO
- Maine Clinic’s Failure to Note Child Abuse Leads to $8M Settlement
- Heavy Rain Floods Streets Across Dallas-Fort Worth Region
- 3 Indiana State Students Killed in Car Crash
- Single Civil Suit Remaining for NFL QB Deshaun Watson
- China’s Ping An Insurance H1 Profit Rises 3.9%
- EPA Fines Ohio-Based Autosales $600,000 over Clean Air Act Violations
- People Moves: Liberty Specialty Markets Promotes Edwards to Lead New Delegated Authority Practice; BHSI Promotes Claims Execs Barker and Kelleher in UK
- Texas Wireless Retailer to Pay $30,000 over Sexual Harassment Suit
- People Moves: Hyde to Lead Erie DEI; Hilb Names Cohen Carrier Relations Head; Trokan Westfield’s Head of Cyber; 3 Senior Hires at Magnolia Grove
- Mississippi Man Pleads Guilty to Faking His Death to Avoid Sex Charges
- Rising Inflation to Hit Profits of European P/C Insurers: GlobalData
- Meta Reaches $37.5 Million Settlement of Facebook Location Tracking Lawsuit
- Washington Regulators Fine Wireless Company After Fatal Fall
- People Moves: Andersen Joins Choice Financial Group as President
- State Farm Sues Amazon to Recover New York Homeowner Claim
- Europe’s Drought May Be Worst in 500 Years: Report
- Children’s Hospitals Harassed Over Transgender Care Programs
- Allianz in Talks With Chinese Banks to Launch Asset Management Venture: Sources
- Ex-Gov. Wilder Drops Lawsuit Against Virginia Commonwealth University Leaders
- PwC Sued by Auditor Over Head Injury Suffered During ‘Pub Golf’ Work Event
- Lloyd’s Insurer Ascot, Marsh Provide Coverage for Grain Ship Sailing From Ukraine
- 3M Awaits Bankruptcy Ruling That May Sink Litigation Tactic
- COVID Impacts Linger in Courtrooms, Often a Disadvantage for Defendants
- North Carolina Rate Bureau Wants 43% Hike in Dwelling Rates for 2023-24
- FIGA to Extend Assessment, Due to Southern Fidelity, Weston Failures
- Lloyd’s Owes $3M in Prejudgment Interest for Late Payment of D&O Claim
- Trucker Whose Dislodged Tire Killed Trooper Fined $15,000
- Arizona Nightclub Wins $1.6M in COVID-19 Lockout Lawsuit
- Western Fires Outpace California’s Effort to Fill Inmate Crews
- Louisiana Woman Pleads Guilty to FEMA Fraud
- Lawsuit Alleges Archdiocese of New Orleans Discriminates Against Disabled
- Missouri Home Explosion Death Toll Grows to 3
- People Moves: Liberty Mutual Names Former CNA Exec as President, GRS N. America; AXA XL Boosts Cyber Insurance Team in N. America With 3 Hires
- Iowa Man Charged in Workers’ Comp Fraud Scheme
- Louisiana Suit Alleging Off-Camera Jail Beatings Revived
- Reinsurance Capital To Drop $40 Billion at Year-End 2022: AM Best
- Big Legal Battle Brews Over Nevada Dorm Blast as Students Return
- Tanker in Yellowstone Spills Nearly 5,000 Gallons of Gasoline
- Report Questions Lydecker’s Appointment to Florida Citizens Insurance Board
- Berkshire Unit Sued Over California’s Largest Wildfire of Season
- Confusion About ESG Prompts EU Watchdog to Urge Rethinking of Rulebook
- Cyber MGA At-Bay Acquires Tech-Solutions Provider Relay
- Jury Awards Virginia Landlord $50K Over Being Tasered in False Arrest
- Cause of New York Injury Lawyer’s Fatal Plane Crash Still Under Investigation
- Huge Fire Ruins Boats, Buildings, Vehicles at Cape Cod Marina
- Couple’s Lawsuit Claims Black and White Bias in Home Appraisals
- Former Virginia Deputy Attorney General Sues After Losing Job Over Jan. 6 Comments
- China Extends Industrial Power Cuts as Drought, Heatwave Threaten Wider Disruptions
- Japanese Chemical Tanker Crashes Into Cargo Ship off Coast of Japan
- Toyota’s Hino Suspends Small Truck Shipments as Data Falsification Scandal Deepens
- New Zealand Weighs Damage After Floods Batter South Island
- Marsh Launches 1st Dedicated Insurance for Hydrogen Energy Projects
- Ford Motor Hit With $1.7B Verdict for Fatal Rollover Accident: Lawyer
- Insurers Anticipate Staffing Increase Over the Next Year Despite Recruiting Difficulty: The Jacobson Group
- Lockton Names 2 Execs in Tennessee
- Judge Blocks Florida ‘Anti-Woke’ Law Pushed by Gov. DeSantis
- Georgia Insurance Commissioner Slams Allstate’s 25% Auto Rate Increase
- AM Best Places Credit Ratings of American Reliable in Arizona Under Review
- AM Best Downgrades Credit Rating of Missouri’s Cameron Mutual
- People Moves: Moody’s, RMS Names Hare Managing Director of APAC; Catalina Hires Diaz-Matos as Chief Commercial Officer and Chief Legal Officer
- New Orleans Officials Seek to End Federal Oversight of Police
- Iowa Council Member Countersues Police Officers over Protest Arrest
- Settlement Requires Arkansas Senator to Unblock Critics on Social Media
- Disqualified for Disabilities, Railroad Workers Push Back
- War-Damaged Ukraine Nuclear Plant Could Threaten Europe’s Energy Grid
- Lloyd’s Insurers Must Exclude Catastrophic State-Backed Cyber-Attacks
- Laser Incidents Reported by U.S. Pilots Hit Record in 2021
- Small New Hampshire Town Political Spats Devolve Into Defamation, Free Speech Claims
- U.S. Seeks Information From Tesla on In-Car Camera in Autopilot Probe
- Florida Sting Operation Busted 13 Contractors Without Workers’ Comp
- $18M Settlement in Lawsuit over Boy’s Death at California School
- Florida Utility Says New Drone Can Speed Hurricane Recovery
- Allstate Executives Shuffle With Retirement of Property-Liability President
- Virginia Firefighter on Scene With Crew Charged with Setting Fire to Building
- Insured Losses From February’s European Windstorms Estimated at €3.7B: PERILS
- Heavy Rain Continues to Flood New Zealand, Forcing Evacuations
- China Sentences Tycoon Xiao to 13 Years, Fines His Financial Services Group $8.1 Billion
- U.S. Businesses in Taiwan See Limited Impact From Tensions With China
- Viewpoint: Can Intelligent Automation Ensure the Survival of the Insurance Industry?
- Technology Delivering New Data Sources for Claims Investigations
- Record-Breaking Pace for U.S. Product Recalls, Says Sedgwick
- Forged Signatures, Fake Policies? Lawsuits Raise Questions About Captive Plan
- Florida’s Deadly High Speed Rail to Get $25 Million Safety Improvement
- Fire Consumes Once-Famous Grossinger’s Hotel in New York’s Catskills
- Delaware Climate Lawsuit Against Oil Industry Is State Issue: Federal Court
- PCF Acquires John E. Peakes Insurance Agency in California
- Former California Insurance Agent Arrested for Theft, Operating Fraudulent Agency
- Texas-Based Supermarket Faces $1 Million in Fines over Unsafe Working Conditions
- Public Adjuster Cited in Texas, Louisiana Took Cash Advances on Commissions
- North Dakota Recreational Pot Measure Approved for Ballot
- Indiana House Explosion Victims Died of Trauma Asphyxia
- AGs: Lender Heaped Insurance Plans Onto Unwitting Borrowers
- Transgender Workers’ Rights Widened in Court’s Disability Ruling
- Global M&A Hits 10-Year High, Says Clyde & Co.
- Judges Behind ‘Kids-for-Cash’ Ordered to Pay More Than $200M
- California Announces $1.9M Settlement with Health Insurer
- MGA Euclid Transactional Opens Stockholm Office
- Florida Hospital Facing Hundreds of Lawsuits over Surgeon’s Allegedly Botched Operations
- Viewpoint: The Connection Between Celebrations and a Strong Culture
- Killourhy to Take Helm at QBE Re, Succeeding Postlewhite; Liberty Mutual GRS Taps CRO From Aspen, CUO From Liberty Specialty
- Georgia Boat Driver Indicted on Homicide Charges After Deadly Memorial Day Crash
- SURE Expands Offerings in Storm-Prone North Carolina
- Dollar General Fined Again for Safety at Georgia Stores
- Costa Rica Weighs Raising $2.7 Billion via Sale of State-Owned Insurer, Banks’ Assets
- Front Runner to Be Next UK PM Wants to Review Financial Watchdogs’ Roles: Source
- UK Water Supplier Hit by Cyber Attack, Highlighting Critical Infrastructure Vulnerabilities
- Walmart, CVS, Walgreens Ordered to Pay $650 Million Over Ohio Opioid Sales
- First Zantac Case Dropped Before Trial After Some Payouts
- Endo Files for Bankruptcy as U.S. Opioid Litigation Drags
- Maryland Family Sues Police Over Fatal Shooting at Maryland Home
- Takeaways from Our Conversation on Economic Headwinds, Cannabis Glut
- People Moves: California Commissioner Names COIN Appointees; Alliant Adds Kaufman
- Lawyer Loses Defamation Claim Against Citizen Who Criticized His Suit Over Mascot
- Weston, UPC Louisiana Policyholders Given 60 Additional Days to Place Policies with Citizens
- Shooting Injuries 3 Outside Chicago-Area Amusement Park
- Peoples Moves: AXA XL Promotes Lahrmann as Senior Property U/W, UK & Lloyd’s; Chubb Global Markets Hires Audis From Nexus as General Aviation U/W
- Gas Explosion at Missouri Home Kills 1, Injures 9
- Skywest Airlines Sued for Sex Discrimination at Dallas Operation
- 4 Michigan Counties Under State of Emergency After Main Break
- U.S. Traffic Deaths Hit 20-Year-High in Early 2022
- Georgia’s MagMutual to Acquire New Jersey-Based MDAdvantage Insurance
- FDA Says Faulty Philips Device Reports Accelerating as CEO Departs
- Ocean Re Buys UK-Based Oceva Risk Solutions
- Munich Re Keeps No. 1 Spot in Ranking of 50 Global Reinsurers, With Swiss Re at No. 2
- 2022 North Atlantic Hurricane Season Halftime Report: The Quiet Before the Storm?
- NAIC Passes Pet Insurance Model Act
- Sunoco Subsidiary Sues AIG’s National Union Over Climate Change Lawsuit Coverage
- New York City Wastewater Testing Indicates Polio Virus Is Spreading
- OSHA Charges Alabama Plastics Company With Willful Violations After Worker’s Death
- Eastern Oregon Historic Flour Mill Destroyed in Fire
- Kentucky Governor Plans to Call Special Session on Flood Relief
- Carolina Panthers Owner Proposes $82M to Creditors Over Failed Practice Facility
- Bankruptcy Judge Clears Way for Defamation Case in Connecticut Against Alex Jones
- Beazley’s Smart Tracker Syndicate 5623 Gets Lloyd’s ‘In Principle’ Approval
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